Mobile Ecosystems · FinTech

Digital Wallet Mobile App

A feature-rich digital wallet mobile application enabling seamless peer-to-peer payments, bill payments, and merchant transactions. The app serves 500,000+ active users with 2M+ monthly transactions. Features include QR code payments, NFC tap-to-pay, bill splitting, expense tracking, and loyalty rewards. Built with React Native for cross-platform compatibility, the app achieved 4.8/5 star rating on both iOS and Android stores. Our implementation reduced payment processing time by 60% and increased user retention to 85% through intuitive UX design and instant transaction notifications. The app integrates with 50+ banks and supports 15+ payment methods including UPI, cards, and digital wallets.

Client
PayMobile Technologies
Sector
FinTech
Scope
Mobile Ecosystems
Timeline
7 months
The challenge

What we had to solve

The solution

What we built

500,000+ active users with 2M+ monthly transactions, 4.8/5 star rating, 85% user retention rate

  1. Before: Ensuring secure payment processing on mobile

    After: Implemented secure payment SDKs with tokenization

  2. Before: Handling high transaction volumes

    After: Built scalable microservices architecture

  3. Before: Cross-platform compatibility

    After: Used React Native for code sharing across platforms

  4. Before: Real-time notification delivery

    After: Implemented Firebase FCM for reliable notifications

  5. Before: Integrating multiple payment gateways

    After: Created unified payment gateway abstraction layer

Also in the build

  • QR code and NFC payments

  • Peer-to-peer money transfers

  • Bill payment and reminders

  • Expense tracking and categorization

  • Loyalty rewards program

  • Multi-bank account linking

  • Real-time transaction notifications

  • Biometric authentication

  • Bill splitting with friends

  • Investment options integration

  • Insurance products

  • Credit score tracking

How we worked

The stack behind it

Delivered over 7 months.

Technologies

React Native · TypeScript · Node.js · PostgreSQL · Redis · AWS · Stripe · Razorpay · Firebase · FCM · Biometrics · QR Code SDK · NFC · Docker · Kubernetes

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